Both Aetna and Anthem use the conventional categories of bronze, silver and gold. Health habits (e.g., smoking, drinking)Ĭosts will also depend on your plan category or tier.When calculating your premiums, your health insurance company will consider the following rating factors: Aetna Vs Anthem: CostĪverage costs can vary by company and plan since different people have different health histories and coverage needs. Aetna’s group of healthcare providers holds 1.2 million healthcare providers and over 5,700 hospitals. As a subsidiary of the giant BCBS Association, Anthem customers have access to more than 1.7 million doctors and hospitals nationwide.ĭon’t think Aetna’s network is small, however. AetnaVs Anthem: In-Network ProvidersĪnthem wins when it comes to provider network size. If Anthem is unavailable in your state, you may find a BCBS health plan. In Ohio, Anthem plans are sold by Community Insurance Company.Īnthem’s availability is limited but consumers should remember that Anthem is a subsidiary of the larger Blue Cross Blue Shield (BCBS) Association, which sells health plans nationwide. For example, Anthem underwrites policies in Nevada as Rocky Mountain Hospital and Medical Service, Inc. Keep in mind that Anthem health plans may be available in your state but will not always carry “Anthem” in the name. Anthem serves Medicaid members in only seven states: Medicaid coverage through Anthem is even more limited. Aetna sells Medicare Advantage plans in select counties throughout all 50 states, plus the District of Columbia, whereas Anthem serves only 14 states.Ĭonsumers can purchase an Anthem individual/family plan or Medicare Advantage plans in the following 14 states. However, availability can be a concern with Anthem.Īetna easily outperforms Anthem in availability. Whether you’re buying an individual or family plan through the health insurance marketplace or switching to a Medicare Advantage plan, Aetna or Anthem can provide the coverage you’re seeking. The selection of plan structures available is similar for Aetna and Anthem. Get Health Insurance Quotes From Top Carriers Aetna Vs Anthem: Plan Structures > Click here to read our full review of Anthem. Leverages Blue Cross Blue Shield Association network of 1.7 million healthcare providersĪvailability in only 14 states (fewer states for some plans) > Click here to read our full review of Aetna. Mental health televideo services available in all 50 states Score higher for overall customer satisfaction for commercial health and Medicare Advantage plans Medicare Advantage Plans unavailable in some states HMO, PPO, CDHP, EPO, FSA, HMO-POS, Indemnity, HSA, Medicaid, Medicare, POSĪvailable in all states except New Jersey and North Carolina
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